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Mortgage Checklist

The following information is usually required during the loan process:

  • Copies of your last 2 years W2's
  • Most recent Paystubs reflecting one full month's income and year to date totals
  • Two years complete Federal Tax Returns
  • Two years Partnership or Corporate Returns (Required if 25% or more owner, including K-1's)
  • Two months bank statements
  • Most current statement(s) for retirement, 401K, stocks, etc. (ALL PAGES)
  • Social Security or Pension Award Letter
  • Copy of trust
  • Landlords name and address
  • Divorce Decree or Marital Settlement Agreement
  • Documentation of Gift Funds
  • Statements for debts being paid off

If you currently own Real Estate:

  • Most current Mortgage Loan statement
  • Copy of insurance declaration page for each property owned
  • Copy of most current Property Tax Bill for each property owned
Redwood Capital Bank
402 G Street, Eureka, CA  95501
Direct:  (707) 444-9800
Fax:  (707) 444-9801
mortgages@rdwo.com
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NMLS 457406
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